ICEA LION EMPLOYER’S LIABILITY INSURANCE

What Is ICEA LION’s Employer’s Liability?

This section provides compensation to you as an employer, for any amounts you become legally liable for under common or statutory laws including the cost of defending yourself. These include lawsuits brought forward asking you to pay damages and the legal expenses of the person/suing you as a result of bodily injury by accident or disease arising out of and in the course of their employment. In the unfortunate event of your demise, this section will continue to cover your personal representatives such as your spouse or other members of your family in case you are sued by a third party

In response, our cover also compensates you for workplace deaths and legal costs up to the limit of the policy you take up with us. Please be advised that there are limits on the amounts paid out per employee, incident or policy.

Who Needs Employer’s Liability Insurance?

Our ICEA LION Employer’s Liability Insurance is suitable for any employer who seeks protection from a substantial financial loss that could arise from a work-related injury, illness or death. Despite your best safety efforts, accidents – indeed fatal ones – can occur. 

What Are Some of the Exclusions on ICEA LION’s Employer’s Liability Insurance?

There are number of exclusions on our policy. It is important to note that you would not be able to make a claim for:

• Any accidental death or injury occurring outside the normal working hours of your employee
• Any injury by accident or disease sustained outside the Geographical Area by any of your employees whose contract of service is not made in Tanzania and not subject to the Laws of Tanzania.

Now that you understand the basics of our ICEA LION Home Insurance and would like to insure with us, click here to get a quote. If you would like to talk to us in person, you can call us on +255 22 277 4999, +255 22 277 5039 or request a call back by clicking here.