We protect more than just the building. Here’s what you can include in your cover:
- Homes, fences, gates, and water tanks
- Office furniture, tools, and computers
- Stock and goods in storage
- Machinery and equipment
- Fixtures, fittings & electrical installations
- Employee personal items
- Even artwork and valuables (with proper valuation)
We’ve got your back if damage is caused by:
- Fire or smoke
- Explosions
- Natural disasters (earthquakes, floods, volcanic eruptions, lightning, storms, etc.)
- Riots, strikes, and vandalism
- Burst pipes or tank overflows
- Road/rail vehicle impacts
- Landslides, sinkholes, or bushfires
- Pollution and contamination
Custom cover: You choose what to insure, and we’ll tailor the policy to your needs.
Value matters: Make sure your property is accurately valued to avoid shortfalls or overpaying.
Fire brigade costs: We’ll reimburse you.
Storage of highly flammable materials at home: Unfortunately, that’s a no-go for claims.
Being sued: Tell us immediately. We’ll step in to handle it.
Claims from damage by someone in your household? Sadly, it is not covered.