Fire & Perils Insurance

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Fire & Perils Insurance

Some things are out of your control, from a sudden fire to storm damage or break-ins, but how do you plan for them? That’s entirely up to you. ICEA LION’s Fire & Perils Insurance helps cover your property, like your home, office, or business, against loss or damage caused by fire and other unexpected events (we call them perils). 

We protect more than just the building. Here’s what you can include in your cover:

  • Homes, fences, gates, and water tanks
  • Office furniture, tools, and computers
  • Stock and goods in storage
  • Machinery and equipment
  • Fixtures, fittings & electrical installations
  • Employee personal items
  • Even artwork and valuables (with proper valuation)

We’ve got your back if damage is caused by:

  • Fire or smoke
  • Explosions
  • Natural disasters (earthquakes, floods, volcanic eruptions, lightning, storms, etc.)
  • Riots, strikes, and vandalism
  • Burst pipes or tank overflows
  • Road/rail vehicle impacts
  • Landslides, sinkholes, or bushfires
  • Pollution and contamination

Custom cover: You choose what to insure, and we’ll tailor the policy to your needs.

Value matters: Make sure your property is accurately valued to avoid shortfalls or overpaying.

Fire brigade costs: We’ll reimburse you.

Storage of highly flammable materials at home: Unfortunately, that’s a no-go for claims.

Being sued: Tell us immediately. We’ll step in to handle it.

Claims from damage by someone in your household? Sadly, it is not covered.

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