Group Personal Accident (GPA) Insurance

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Group Personal Accident (GPA) Insurance

Our GPA cover is designed for groups like employees, students, and associations. It cushions your people against life’s unexpected accidents, whether they happen at work or outside work. You can also combine GPA with the Work Injury Benefits Act (WIBA) cover. WIBA protects employees from work-related injuries (as required by law), while GPA extends that protection to accidents that happen off the clock. Together, you get a full, 360° safety net. We customise your GPA cover based on your group’s needs, so we’ll guide you to the best fit for your team. 

Accidental Death
A lump-sum payout to your chosen beneficiaries if you lose your life due to an accident.

Permanent Disability
A payout to you or your beneficiaries if an accident causes permanent disability.

Weekly Income (Temporary Total Disability)
If an injury temporarily keeps you from working, you’ll receive weekly payments for up to 104 weeks while you recover.

Medical Expenses
We refund medical costs from the accident, including dental and optical, up to the set limit.

Emergency Evacuation
Covers the cost of emergency transportation to get you the medical help you need.

Assistive Devices
We cover items like crutches, prosthetics, and hearing aids to support your recovery.

Repatriation
If death occurs, we cover the cost of transporting your remains back home.

Funeral Expenses
A payout to help your family manage funeral costs.

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