An Equity Fund is a type of a Unit Trust. This is a type of investment where people with common savings and investment goals join a collective investment scheme that is managed by a professional investment/fund manager. The key advantage of this arrangement is that all investors, big or small benefit from the economies of scale the pooled funds provide.
In Kenya, Unit Trusts are regulated by the Capital Markets Authority (CMA). An Equity Fund is a medium-high risk investment that invests mainly in listed companies on the Nairobi Securities Exchange (NSE). The Equity Fund is suitable for you as a saver or investor if you seek long-term capital growth. As with any Unit Trust, you can access your funds at any time.
However, because the performance of an Equity Fund as a high risk investment is subject to market performance, there are no guarantees on returns due to the fact that the fund value varies day to day. An investor may therefore reap great rewards or suffer loss depending on when one withdraws their funds. Click here to kickstart your investment journey with us or top up your existing fund now. You can plan for, set up, deposit and withdraw your funds at the convenience of a click!
You can set up your Bond Fund for as little as Kes 500/- and top up with whatever amount you wish to save or invest at any time. There is no minimum top up nor do we charge withdrawal fees. The interest or yield on your account is accrued on daily account balance. You can set this up at your convenience by visiting our DigiTrust Page that allows you to plan for, set up, deposit and withdraw your funds at the click of a button.
Unit Trust Funds offer you the opportunity to access your funds easily. There are no fixed periods par se so you can access your money whenever you need it in part or as a whole, with no penalties. You can access amounts less than Kes 10,000/- within 24 hours via mobile money, whilst those above Kes 10,000/- can be sent to your bank account within 3 working days.
Unit Trusts are created by what is called a deed, which constitutes a contractual agreement that governs the relationship between you, the investor, the investment/fund manager, the trustees and Capital Markets Authority, who supervise and ensure the integrity of the investment plan for Unit Trusts. As a result, the investors rights are protected.
You can save for your different goals using one platform via our DigiTrust portal and track all your progress under one dashboard.
The fact that your investment is pooled with others, gives you access to investments that would otherwise be unaffordable or inaccessible to you as an individual investor.
Your funds are managed by a team of qualified and experienced professionals who advise and guide you throughout your investment journey based on your goals, risk profile and your current financial position.
Unit Trusts take advantage of the pooled funds to give individual investors access to a variety of investment instruments. The economies of scale offer the opportunity for investment in diverse portfolios which you would otherwise not be able to enjoy as an individual. Further, the diversified range of assets reduces the risk you would face if you directly invested in only one asset class.
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This fund invests primarily in listed companies on the Nairobi Securities Exchange (NSE).
It is suitable for savers and investors seeking long term capital growth.
Risk levels: Medium-High.
The interest to be earned is subject to market force, so there are no guarantee on return because the fund value varies day by day, based on market performance. An investor may therefore reap great rewards for suffer lose depending on when they cash in.
This fund invests primarily in listed companies on the Nairobi Securities Exchange (NSE) as well as investment instruments that allow you to gain interest on your investment such as in fixed deposits and bonds. Suitable for investors seeking a balanced portfolio between liquidity (the ability to access your funds easily) and growing your capital.
Risk Level: Medium
This is a less risky fund than the Equity and Bond Fund because your capital is invested in both secure and interest earning investments that vary subject to market forces. As such, with this fund, the probability of loss of your capital is reduced.
This fund invests primarily in interest bearing assets like fixed deposits and short-term bonds. Suitable for investors seeking liquidity (the ability to access your funds easily), monthly income in the form of interest added onto your capital as well as preservation of your capital.
Risk Level: Low
It is considered the least risky fund because you never lose your invested capital however, interest varies from day to day depending on market performance.
This fund invests primarily in a diversified portfolio of treasury and corporate bonds. Suitable for investors seeking to put their money in a diversified portfolio of bonds that offer regular or periodical income.
Risk levels: High.
This is because the interest to be earned is subject to market forces, so there are no guarantees on return due to the fact that the fund value varies day to day, based on market performance. An investor may therefore reap great rewards or suffer loss depending on when they cash in.
Head Office
Plot 331 Kambarage (Rose Garden road) Road, Mikocheni
P.O. Box 1948 Dar Es Salaam
Tel: +255 22 2774999, +255 22 2775039, +255 22 2775059
Fax: +255 22 2775094
E-Mail: insurance@icealion.co.tz
Website: www.icealion.co.tz
