An innovative response – being the first stand-alone product of its kind that offers a financial safety net in the unfortunate event that your are diagnosed with cancer.This plan offer you cash pay-out that you can use for your treatment or other financial obligations that you be unable to meet as a result of you incapacitation from the illness, cushioning you and your family from the financial burdens caused by not only the treatment costs, but also other expense that cannot be meet due to cancer,lightening the burden on the shoulders of your family.
Its a differentiate with other critical illness covers because the other critical illness covers allocate a percentage of sum assured to each other of the identified critical illness rather than 100% to Cancer Insurance.
The pay-outs are made directly to you, your nominated beneficiary or next of kin, regardless any insurance you may have with other insurance companies.
The policy covers you from 18 – 65 years, but can only be taken up for a minimum of 5 years
You can get cover for up to KES 5 Million (sum insured) without having to get medical test.For amounts above this, you will need to undertake medicial tests.
Premium is renewable annually and payment can be made in a flexible manner. We have 30 day grace period should you be unable to pay premium on time during which time the cover is still in force.
we offer a 30 day consideration periods that enable you to opt out of the cover if you reconsider the policy.
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The cover is designed to provide pay-outs once you have diagnosed with invasive cancer or a benign brain tumor. It is also based on the type of treatment being received. For invasive cancer, the payments are issued as indicated below:
5% of the sum insured per each course of treatment up to a maximum of 5 courses within 5 years since intial diagnosis.
5% of the sum insured per each course of treatment up to a maximum of 5 courses within 5 years since intial diagnosis.
20% of the sum insured limited to 1 surgery within 5 years since initial diagnosis.
The Remaining part uptp 100% of the sum insured
10% of the sum insured after 10 years since initial diagnosis.
10% of the sum insured between 5 to 10 years since initial diagnosis.
Additionally, the products benefits/payouts have been extended to cover non-invasive or benign brain tumors as follow:
10% of the sum insured
40% of the sum insured
5% of the sum insured per each course of treatment up to a maximum of 5 courses within 5 years since intial diagnosis.
5% of the sum insured per each course of treatment up to a maximum of 5 courses within 5 years since intial diagnosis.
10% of the sum insured between 50 to 10 years since initial diagnosis.
The Remaining part uptp 100% of the sum insured
10% of the sum insured after 10 years since initial diagnosis.
10% of the sum insured between 5 to 10 years since initial diagnosis.
Additionally, the products benefits/payouts have been extended to cover non-invasive or benign brain tumors as follow:
10% of the sum insured
40% of the sum insured
Head Office
Plot 331 Kambarage (Rose Garden road) Road, Mikocheni
P.O. Box 1948 Dar Es Salaam
Tel: +255 22 2774999, +255 22 2775039, +255 22 2775059
Fax: +255 22 2775094
E-Mail: insurance@icealion.co.tz
Website: www.icealion.co.tz
