Personal Accident Insurance provides you with monetary compensation in the unfortunate event you suffer accidental injuries, disability or death. It can also cover your medical expenses that arise as a direct result of this specific incident. As such, this insurance acts as a supplement to your life and medical insurance. The premium you pay is dependent on the sort of cover you wish to take out. Further, the amount you are compensated can be calculated based on your earnings or based on a specified pre-agreed amount. This cover applies to you even if the accident happens anywhere in the world.
Group Personal Accident in turn provides compensation to a group of people, such as a family, employees, “chamas”, learning institutions, SMEs or any other group of people with common interest.
This cover can supplement your existing medical insurance so long as the costs are related to this specific incident. If you do not have medical insurance, then the personal accident covers kicks in in its place.
If you would like to talk to us in person, you can call us on +255 22 277 4999, +255 22 277 5039 or request a call back by clicking here.
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We will pay your nominated beneficiaries the pre-agreed amount or the agreed multiple of your salary for your loss of life as a result of the accident or incident.
We will pay your or nominated beneficiary a certain percentage of the pre-agreed amount or the agreed multiple of your salary for permanent disability as a result of the accident or incident.
This benefit pays you weekly payments if you suffer an accident that limits your capacity to perform your job duties. This payment is for a temporary period until you fully recover. The maximum period of compensation is limited to 104 weeks.
As a direct result of this incident, we will reimburse you for the medical costs – including optical and dental – that you will incur. This is available up to a certain limit.
We will cover any expenses related to evacuating you to seek medical assistance as a result of the incident
In the unfortunate event of your demise, we will cover the cost of returning your remains to your place or residence.
In the unfortunate event of your demise, we will cover the cost of returning your remains to your place of residence.
We will pay your nominated beneficiaries the pre-agreed amount for your unfortunate loss of life as a result of the accident or incident to assist in settling your funeral costs.
Visit our Knowledge base to get comprehensive information on ICEA LION’s Personal Accident Insurance
**** NB: The Annual Premium row shows the amount of money to pay in order to cover the listed benefits in every column.
Our Excelsior Personal Accident cover is an enhancement of our standard Personal Accident Insurance outlined above. In addition to covering your medical expenses, we offer generous disability benefits such as cover for various artificial or medical appliances such as wheelchairs and hearing aids, dental and optical cover, as well as local evacuation expenses.
**** NB: The Annual Premium row shows the amount of money to pay in order to cover the listed benefits in every column.
Our ICEA LION Student’s Personal Accident insurance covers pupils and students, from kindergarten to university. This cover is also suitable for students who require insurance cover during their internship/attachment period at organizations as they finalize their higher education. The benefits include accidental death, permanent total disability, medical expenses as a result of an injury as well as purchase of artificial or medical appliances such as wheelchairs, hearing aids.
Upon receipt of full premium, a cover confirmation is issued immediately!
Our ICEA LION Family Personal Accident insurance offers similar benefits to our Excelsior Personal Accident Insurance outlined above but is tailor made to suit your family. A family in this case includes parents, biological children and other dependants such as domestic employees living or residing in your household.
**** NB: The Annual Premium row shows the amount of money to pay in order to cover the listed benefits in every column.
We also offer ICEA LION’s Group Personal Accident Insurance, commonly referred to as GPA. Its benefits are similar to the Standard Personal Accident Insurance, only that the GPA covers are designed to accommodate Groups of people such as employees, students, associations and so on. Group Personal Accident Insurance can also be bundled up with Work Injury Benefits Act (WIBA) insurance, a compulsory government employee compensation cover that employers take out for all their employees. Bundling up WIBA with GPA allows an employer to provide cover for employees for both work and non-work related accidents and incidents. The WIBA part of the cover would come into effect only if the injury is work related and as per the Work Injuries Benefits Act, WIBA 2007 set limits. The Group Personal Accident part of the cover responds to non-work related accidents. Our Group Personal Accident is quoted based on your group’s specific needs so we would need to engage in order to effectively guide you on the ideal insurance mix for your Group.
Head Office
Plot 331 Kambarage (Rose Garden road) Road, Mikocheni
P.O. Box 1948 Dar Es Salaam
Tel: +255 22 2774999, +255 22 2775039, +255 22 2775059
Fax: +255 22 2775094
E-Mail: insurance@icealion.co.tz
Website: www.icealion.co.tz
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If you would like to talk to us in person, you can call us on +255 22 277 4999, +255 22 277 5039 or request a call back by clicking here.
